My kids are picky. Even my typically non- picky eaters are picky in their own right. I’ve been dodging complaints all week about certain snacks not being in the pantry or about what I chose to make for dinner, even though, in my opinion, we’ve been pretty well-stocked. I don’t think it matters how much we actually have… my children still think, “there’s nothing here to eat!” (Enter eye roll.)
With that in mind, I decided to start a new tradition at our house, called “Sunday Surprise”. We’ll make a meal out of whatever randomness we’ve got in our pantry or fridge for our Sunday dinner. No special trips to the grocery store to fulfill a recipe, no Chinese food runs, and no resorting to frozen pizza. It’s our new family challenge, similar to the ones I mentioned in step 3 of New Year, New FRUGAL You(9 Easy Ways to Save Money in 2020).
One of my favorite aspects of frugal living is making the most of what we already have and really using up what’s in our house, especially the food. As I mentioned before, we’re relatively well-stocked this week, especially with vegetables, after hosting friends last weekend for gumbo night and a family slumber party. But the items I used tonight are likely in your fridge and pantry too.
With canned corn, potatoes, carrots, celery, a simple meat, milk, and a few common pantry items, you can totally pull off this potato and corn chowder! I had several gold potatoes that were about to go bad and some celery stalks that were on the verge of bending like rubber. I also had some leftover ham slices, which by the way, I recommend adding to your regular grocery list if they’re not a part of the rotation already. (Ham slices are a quick plan B option when dinner plans don’t work out.)
I love to make soups in the winter, and I found a yummy recipe on Pinterest. I just tweaked it a bit by adding about 1/2 cup of water and additional milk to get the texture I wanted. Plus, I also added some of my favorite seasonings and about 1/2 cup of cheddar cheese because, well, cheese makes everything better. https://www.dinneratthezoo.com/leftover-ham-recipes/
The chowder turned out to be delicious, and I had enough to bring to a friend for her family’s dinner tonight as well. The first Sunday Surprise actually worked out, aside from the fact that my picky kids still turned their noses up at it. Ah well, such is parenting. Luckily, I keep plenty of marginally unhealthy kid faves in the house as well.
Unrelated to the soup, I also realized today that we were out of coffee creamer, and I definitely did not want to go to the store just to replace that, knowing that I’d end up buying several other items once I stepped inside. So, I used an empty jar we had previously saved and mixed up half and half, a tablespoon (or maybe a tad bit more) of sugar, and a teaspoon of vanilla. I gave it a good shake and ended up with creamy perfection without having to run to the store.
I would absolutely love to hear how you make the most of what you’ve got in your fridge or pantry, especially if it’s become a great way for you to save money. I am by no means a chef, so there’s no reinventing the wheel in this house. Please share away!
Happy New Year! Have you already made your resolutions? Planning to get skinny (errr… I mean “healthy”)? Hoping to read more? Watch less TV? Exercise daily? Go to church more often? Swear in front of the kids fewer times per day??
Those are all good ones, but so far, the single resolution I’ve been hearing the most is “to save money!” Consumerism has taken over and rendered many of us hopeless and hungover in its wake. The year 2020 is the time for change, right?!
What I’ve also been hearing is that most people aren’t sure how to save money. Where could they possibly cut back? Especially when kids are in the picture. That’s exactly where I stood several months ago when I started a deep-dive into the messes of our finances and our spending. I had previously considered myself pretty darn frugal. I only bought clothes and decor on sale. I made my kids share meals when we went out to eat. I had one fewer drink than I wanted to when out with the girls. And my husband and I took joy in repurposing or building furniture rather than buying new. So, where could I possibly cut back without leading a life of “deprivation”? I was already careful with money… so I thought.
Regardless of the doubts I had on whether it would make a difference at all, I decided to set out on a journey of budgeting and tracking our spending. It was difficult at first, and I did not take it seriously, but after listening to a few personal finance podcasts and talking to several friends, I really started to treat it like a true mission. That’s when everything changed! Just in the process of tracking what we were spending, we started saving. A lot. We started saving so much money that I looked back and didn’t understand where it had all gone before￼￼. Our lives didn’t even look different. This propelled me and motivated me in such a way that I now want to help others on the same path to changing their lives without changing their lifestyle, to start saving more money for their families and their future, and to see the benefits of frugality.
This list of 9 easy ways to save money in 2020 are just the first 9 things that came to mind when I thought about little changes that a family can make to achieve big wins. Please let me know if they’re helpful at all, and I’d also LOVE to hear your tips on frugal living and financial gains.
1. Track your spending! Pay attention to where every dollar goes. Write it down, dictate it into your phone, use an app, whatever works for you. Then, ask yourself whether that money is going toward what you consider to be most valuable in your life. (This is the hardest but the most helpful step, by the way. Skip it and come back to it if it seems too daunting.)
2. Unsubscribe to retailer emails! All those emails about upcoming sales, can’t-miss offers, and travel discounts seep into your subconscious and encourage you to spend, spend, spend because ya know, it’s a DEAL! Go a month without seeing them and determine whether you are really missing anything in your life that you HAD TO HAVE. If you are, I’m pretty sure you know how to find that retailer’s website or store location again.
3. Take on a challenge! Engage your family (or friends) in a fun money-saving challenge, such as a “spend-nothing week” or “eat everything in the pantry week” or “free-activities month” where you only partake in family fun that’s totally free. (Check out my post on the best parks in the Dripping Springs area to get started on this one.) You could also try “no eating-out month” or “book a family vacation for less than $1000”. Make saving fun, and you might see even bigger results than you expected.
4. Ask a friend! When you’re in need of something, ask a friend or offer a swap before reaching for your wallet. You can swap clothing, jewelry, kids’ puzzles/toys, books, and so on. You can swap time also: babysitting hours, carpooling/rides, and home organization hours. Doing home projects with a friend is more fun anyway. Maybe you can help clean out your friend’s fridge this week, and the two of you can tackle your shoe collection next week.
5. Call your credit card! Find out what they’re willing to offer you as a loyal customer. Ask and you will likely receive. Do you need a lower interest rate? Do you want your annual fee waived? Are you looking for opportunities to earn more travel rewards?
I no longer wanted to pay the annual fee on the credit card that we’ve had for 10 years and had been paying off every single month, so I called Chase, and after a 6 minute call, my annual fee was credited back to me.
If your ccard company doesn’t have anything to offer you, there are MANY more out there who are happy to give you bonuses and lower rates.
6. Pay attention to your TV habits! Are you watching ALL the channels? Are you regularly taking advantage of ALL the subscriptions? If not, what can you cut? Choose one and cut the cord or call the cable company and ask for a better plan.
7. Take inventory! Before you shop, be sure to know what you already have. Really take note of what you have in your pantry or in the back of your fridge. Go to your closet and count how many pairs of black yoga pants you have and the # of gray t-shirts and the collection of sneakers, etc. Intentionally taking stock of what you own might keep you from buying yet another.
8. Get the app! Do you always shop at the same grocery store? Download the app, check out the coupons, and take advantage of the featured offers. Do you often stop at your kids’ fave fast food joint? Try out the app, collect the points, and snag some freebies. Do you like getting cash back for what you already buy? Check out the Ibotta app or Rakuten.
9. Watch YouTube! I know, I know… “YouTube” is equivalent to a 4-letter word in my house due to my kids’ obsession with it, but it can truly be a useful tool when something in the house breaks and you want to save money on handyman fees. Or when you want to teach your child something new, like beginning guitar lessons. You can find a DIY video on just about anything on YouTube, so save money while simultaneously winning cool points with your kids.
Thank you for reading about the 9 easy ways to save money in 2020! I plan to blog about this journey often, and I really hope you’ll join me in the challenge to become a new FRUGAL you. I really hope we can all achieve small, and eventually big, wins together. I’m looking for a tribe who can help keep me motivated (and vice versa), who can share these wins, and who will join me for carefree vacations in my future home in the Rockies! 😉
Every morning, I play hide and seek with my favorite mug, although I’m perpetually the frustrated seeker in the game. Thankfully, I have the equivalent of a toddler nearby who impatiently reveals the other player’s hiding spot. *beep, beep* It’s my microwave, reminding me that I left my coffee in there for the 5th time already this morning. And it’s only 7 am.
Most people have a definitive and memorized answer to the title question above: “How do you take your coffee?” Maybe you take your coffee black or with a little sugar. Maybe you prefer cappuccino or a latte. Maybe you’re like one of my friends who fancies just a little bit of coffee with her cream. Or like another who doesn’t drink coffee at all but savors tea.
That essential beverage becomes our lifeline to face the busyness and stress of the morning with a bit more gusto and resolve. We each have our unique way of making and taking that steaming cup, but I’d venture to guess that most of us have one thing in common: our early morning libation is rarely a part of a relaxing or motivating ritual. We’re stealing sips between diaper changes, lunch-packing, carpool line complaints, hair-brushing and makeup application, or giving countless commands to others. Our early mornings are no longer slow or sacred. The pace of our current culture has diminished the joy that morning coffee should bring.
What if the question, “How do you take your coffee?” had a different implication? What if you took your coffee on the back porch with a devotional and some time to journal? What if you took your coffee while playing uninterrupted on the floor with your toddler? What if you took your coffee to the bathroom while your spouse was getting ready for the day and had an early-morning chat about nothing and everything all at once? How would that change the course of your day and the mood with which you tackle it?
Recently, while on a kid-free vacation with my husband, I took the time to linger with my coffee. I actually sat down. I read. I wrote. I shared plans for the day with my favorite person. It was glorious!
Then and there, I decided to take back my morning coffee. I vowed not to choke it down after reheating it a dozen times or clean up the small spills all over the house that happen as I rush from room to room with a full cup in my hand. I vowed to be intentional with that time and with that steaming cup of yummy goodness. I know this is not a new concept and that taking that extra time for yourself in the morning is preached often, but I’ve never quite figured out how to make it happen. Or maybe I’ve never been motivated enough. So, please be my accountability partners! Join me in this coffee “revolution”, allowing us to slowly savor our favorite hot drink with the intention of reflecting in gratitude yet also preparing for our busy days ahead. I would LOVE to hear from you on how you take your coffee, whether it’s amidst obligations and chaos or sitting peacefully on your porch. Spill it all on Instagram or Facebook using the hashtag #takebackmycoffee, and check out how my mornings go at https://www.instagram.com/dripping_with_kids/ or on Facebook at https://m.facebook.com/drippingwithkidsblog/.
If you’re still doubting that taking back your morning coffee is possible, I hope these suggestions will encourage you to try!
1. Listen to a fave podcast! I recommend “Happy Hour” by Jamie Ivey for inspiration, How to Money” with Joel and Matt for great financial advice, “Before Breakfast” by Laura Vanderkam for encouragement in making the most of your mornings, or “Straight Up with Stassi” for a good laugh.
2. Sing along to contemporary Christian music. I know there’s been a bit of a stigma around Christian music in the past, but I dare you to listen to “Grace Got You” by Mercy Me, then come back and tell me that you’re not totally pumped for the day ahead. Spoiler alert: it won’t happen. That song will get you moving!
3. Get to writing! You don’t have to commit yourself to deep thoughts in a lengthy journal post, but just brain-dumping can feel really good. Jotting down notes on the next vacation you want to take can motivate you to work that much harder. Penning a letter to a friend or even to your future self might put a smile on your face. Writing is therapeutic and so beneficial for the mind.
4. Call a sick friend or family member. Start your day off by brightening theirs. You can have coffee together even if you’re not in the same room.
5. Pour your brew into a travel mug, wake one of your kids or your spouse up early, and go for a short walk. Enjoy the cool morning air and a leisurely conversation.
6. Delay your morning coffee until everyone else has left the house and just be alone with your thoughts, meditate, or pray for a bit.
7. Bake or meal-prep as you sip. That feeling of accomplishment after doing something purposeful with your hands is a great way to stay motivated all day long.
8. Color. Have you tried one of those adult coloring books yet? They’re great for stress relief and leave you with a beautiful piece of self-made art.
9. Play with your kids. Maybe you’re happiest when you immerse yourself in their joy. Take that coffee to the floor, grab some puzzle pieces, and be a kid again with the ones you love most.
10. Read a good book or devotional uninterrupted. Wake up 30 minutes earlier, find a quiet corner in the house or a comfy chair outside, and immerse yourself in a story.
Whatever you choose to do, just do it! I’ll be fighting the battle against morning to-do’s along with you. 🧡