Tag: save money

  • A Favorite (and Easy) Hiking Spot in Austin: Gus Fruh

    A Favorite (and Easy) Hiking Spot in Austin: Gus Fruh

    Popular for Climbing and Biking Too

    In our mission to spend 1000 hours outside this year, we’ve decided to revisit some of our favorite hiking spots, and seek out new ones as well, in our series titled “This Week’s Hike”.

    ✅ Trails for Children

    ✅ Swimming (seasonal, rare, and dependent on rainfall)

    ❌ Bathrooms

    ❌ Playground and Sports Fields

    ✅ Free Admission for Park and Trails (and free parking)

    ❌ Stroller-friendly Trails

    ❌ Reservations needed

    In the heart of a quiet Austin neighborhood, just a few miles from dozens of popular restaurants and ATX attractions, lies a beautiful hiking trail and climbing spot with options for all levels of outdoor enthusiasts. We’re excited to share everything we love about the Gus Fruh “Beach” and Trails! (2642 Barton Hills Dr, Austin, TX 78704-4536 )

    Variety of Trails

    Whether hiking with tiny tots or solo with climbing gear in your bag, this is the place for you! The trail options are many, from a meandering flat surface that takes you to the (usually dry) creek bed to the rocky paths and large boulders that lead to the popular rock climbing spots.

    Easy Parking and Access

    Google Maps will take you directly to the entrance. You can park for free on the street nearby and walk along the sidewalk directly to the trailhead. There’s a sign at the entrance.

    Hours of Nature Exploration

    While there are no benches or bathrooms, there are many spots along the trails that allow for nature exploration… bouldering, climbing trees, crawling through natural tunnels, collecting rocks, and traversing rocky terrain. The creek bed is easy to get to, so once there, even little ones can explore while their parents take a rest.

    Restaurants Nearby

    After burning calories hiking, climbing, and exploring, treat yourself to burgers, beer, and ice cream, as well as more play time on the playground, at Phil’s Ice House or enjoy delicious pizza at Pinthouse Pizza | Craft Brewpub | Austin Texas. There are dozens of additional options within 5-10 minutes of Gus Fruh as well.

    Gus Fruh is perfect for a quick hike or a full screen-free afternoon with your family. For other family hike recommendations in the Texas Hill Country, check out This Week’s Hike!

    Follow @dripping_with_kids on Instagram or this blog so you don’t miss out on the best places to go in the Texas Hill Country! We’d love to hear about your favorites as well.

  • 11 Easy, Free, and Meaningful Activities to Do with Kids of Most Ages

    11 Easy, Free, and Meaningful Activities to Do with Kids of Most Ages

    As of this school year, I’ve ventured into homeschooling my two younger children. People ask me daily how it’s going, and depending on the day (or even the time of day), they’ll likely get a different answer than I previously gave.

    The highs are very high, and the lows can be quite low. I can go from feeling pure joy and bliss to doubting every parenting decision I’ve ever made. However, I’ve come to realize that these feelings occur no matter what schooling decision parents make for their children. We’re so hard on ourselves and tend to let the emotion du jour lead the way.

    To counter this whiplash of emotions, I try to engage in meaningful activities with my kids that will fill their cups but also fill mine. I usually find a bit of free time for myself after fully participating in one of the options below because everybody walks away fulfilled.

    Most of these incorporate time in nature and/or sensory experiences, which tend to be antidotes to boredom, crankiness, frustration, sibling rivalry, and screen daze for all of us.

    I hope that these ideas might allow other parents to break away from the norm and reset those flip-flopping emotions. These 11 easy, free, and meaningful activities have worked well for us. Let me know if any stand out to you!

    1. Nature Hike and Journaling

    We kept our nature journals really simple and just made them out of cardstock and twine. Anytime we go on an adventure, I carry crayons and pencils. The kids either draw something they see and find interesting, then we research it on my phone to add notes … OR they’ve already drawn and researched something that we then go and try to find, such as certain types of trees.

    2. Act Out a Favorite Storybook

    We choose a favorite or recently-read story book and act it out in real life. We create costumes, find props, and make up character voices. The kids love this activity and often want to act out the same book more than once. We’re hoping to go all out after finishing the Little House on the Prairie series and throw a themed party.

    3. Lego Challenge

    There are a million and one ways to create Lego challenges for kids. You can just type the words and google for a plethora of ideas. I even found some printables for head-to-head Lego challenges. What I love the most about starting one of these challenges is the fact that the kids usually want to continue playing with legos independently for hours or days on end!

    4. Create a Wall of Weird

    Kids love to find the weirdest things! Whether out on a hike or rummaging through a thrift store, they find something so unique, but often too odd, to want to include it with the rest of the home decor. As a compromise, my kids and I agreed upon a Wall of Weird, which was an idea borrowed from someone much more clever than myself. So, when a little one wants to collect a fallen bird’s nest, an odd-shaped stick, or a dead bug, there has to be room on the Wall of Weird for it to come home with us. (Sometimes, interesting crafts make it on to the wall as well.)

    5. Guided Drawing

    If you haven’t tried the Art for Kids Hub videos on You Tube yet, you’re in for a fun afternoon! These easy-to-follow guided draw videos are our favorite way to spend a rainy day… and sometimes a sunny one. Some videos are easy enough for a pre-schooler, but many are challenging even for me. This activity may not fit the bill for reducing screen time, but it’s definitely worth the extra minutes (or hours) in our house.

    6. Make Shaped Crayons

    Any chance you have a few broken crayons in your home? Maybe a few hundred? If so, this activity can keep your kids busy for an entire day. Not kidding. All you needs are lots of crayons and a silicon candy mold. First, have the kids find all the crayons that are too broken to use or are nubby duplicates of newer ones. Have them sort by color. Then they peel off the paper of each one. After that, place the crayon bits into the candy mold shapes. Mix colors if desired. Bake in the oven at 300 degrees until they start to harden. Voila – “new” shaped crayons for the kids to use during guided drawing! They also make great gifts. We’ve printed coloring pages and attached several fun-shaped crayons to create gifts for friends.

    7. Fort-building

    With older kids or young kids, indoor or outdoor, soft and cozy or challenging and maze-like, forts are always a family favorite! To change things up a bit, we sometimes set up a huge tent in the house (along with other accessories) for indoor camping.

    8. Sensory Obstacle Course

    When I hear “obstacle course”, my brain tends to immediately picture a ninja gym or gymnastics floor. However, an obstacle course can be set up anywhere! Sometimes, it might look like my kids shooting water guns at a target (or each other), stepping into buckets full of goo, crawling from one end of the yard to another, and ending with a little shaving cream play. Sometimes, the kids just leap over toys, roll under a table, and hop around on different surfaces. Sometimes, they do somersaults, a certain number of jumps on the trampoline, and then dig in the sand to find toys. No matter the location or the props used, obstacle courses always seem to satisfy my kids‘ sensory cravings! They also tend to be prompts for initiating independent play, which allows me a chance to sit down and catch up on a book.

    9. Simple Science Experiments

    Make It Rain Experiment

    What kid doesn’t love science experiments?! Thankfully, there are hundreds options to copy from Pinterest or Google. The library is also a great resource to check out a book with dozens of ideas. I always look for experiments using ingredients we already have on hand and that can be done in under 15 minutes. What I‘be found is that my kids continue doing the experiment or a similar activity afterward. More independent play time for the win (and usually a bit of a mess to clean up afterward).

    “Churning” Butter 🧈

    11. Surprise a Neighbor

    It can be any type of gift, any time year, and for any reason whatsoever… my kids love to be secret elves. We just come up with something simple, like a baked good or a funny theme or sometimes an envelope of cash for a friend in need. The kids then work hard on the gift and get to be super sneaky when they deliver it. This usually leads to an over-exaggeration of spy or ninja behavior, but they love leaving a gift somewhere on the porch or in an interesting spot in the yard without that friend seeing them. Occasionally, I will have to send a text to let our friends know to look out for something because it was hidden so well.

    Thank you for reading! I would love to hear which activities work best in your home to reset your kids’ emotions. Please share in the comments! Also, if you try any of the 11 listed above, please post on Instagram and tag @DrippingWithKids.

    Follow on Instagram or subscribe for more ideas…

  • The Best FREE State Park in Texas

    The Best FREE State Park in Texas

    In our mission to spend 1000 hours outside this year, we’ve decided to revisit some of our favorite hiking spots and seek out new ones as well. We’ll be sharing our hiking experiences and recommendations with you in our series titled “This Week’s Hike”.

    ✅ Trails for Children

    ✅ Swimming (seasonal)

    ✅ Bathrooms

    ✅ Playground and Sports Fields

    ✅ Free Admission for Park and Trails

    ✅ Stroller-friendly Trails and Bike Trails

    ❌ Reservations needed

    Just an hour or so west of Austin, and down the road from the best wineries in the Texas Hill Country, sits one of our favorite state parks! It checks every box for adults and children alike. We’re excited to share everything we love about the LBJ State and National Park in Stonewall, TX.

    The Museum and Visitor Center

    Upon arrival, check in at the Visitor Center for a free parking pass. While inside, peruse the gift shop full of locally-made soaps, confectionaries, home decor, jams and butters, as well as educational toys and books. Also, ask for Junior Ranger workbooks for the kids to guide them along both the state park and the national park areas. Just past the visitor center is a small museum and a pioneer house to explore. Then, make your way on to…

    Easy and Interesting Trails

    The “Monster Tree” on the LBJ State Park Nature Trail

    The trails from the visitor center are mostly shaded and easy for all skill/age levels. Amazing trees border the flat trail, and there are plaques with interesting info on local flaura and fauna. Plus, they lead to the best parts of the park….

    The Animals!

    Texas Longhorns!

    After a short walk, you’ll be greeted by huge, gorgeous Texas longhorns, as well as white tail deer, if they’re feeling friendly. You can also follow the trail to see a herd of bison or take an alternate route to the …

    Working Farm with More Animal Encounters

    One of the highlights of this park is that the trail leads you to the Sauer-Beckman Homestead and Farm, where your kids can collect the multi-colored eggs from the chicken coop on a slow day; where the wild turkeys stage a Thanksgiving Day revenge by sneaking up behind you, yelping at the top of their lungs, and then laughing at your expense as they dart up onto the branches of the huge live oaks; where the sheep meander along the walkways; where the hens peck at your feet; and where the hogs put on a muddy show if your olfactory glands can withstand the potent stench of their pen.

    You can also tour the original farmhouse and homestead, often while munching on farm-fresh delicacies prepared in the century-old kitchen that day. After you’ve worked up an appetite, complete your meal at one of the…

    Picnic Areas and Playground

    There are multiple picnic areas with bathrooms nearby and plenty of green space to run around after eating. In one area, there’s an old-school playground with a metal swingset, slide, and see-saw. If you or your kids have more energy to burn, add in additional playtime at the…

    Swimming Pool, Tennis Courts, and Baseball Field

    The swimming pool is open during the summer months for a nominal fee, and the tennis courts and baseball field are open year-round. You may want to call ahead to make sure they’re not reserved on the day of your visit. Also, these areas will require you to take a much longer hike or to hop in your car to drive to them. But while in your car, you can add on a driving tour of …

    LBJ’s Working Ranch

    Take a self-guided tour of the president’s family homestead, the working cattle ranch, the small schoolhouse LBJ attended, the cemetery where he’s buried, the Texas White House, and the president’s jet. It’s about a 20 minute drive to see the whole ranch, with opportunities to get out and explore the exhibits mentioned. Bonus: There’s a beautiful winery along the driving trail! To finish up your visit, find a peaceful spot and…

    Go Fishing in the Pedernales

    The beautiful river separates the state park and the national historic site of LBJ’s Ranch. Even if you forget your fishing gear, it’s a peaceful spot to view wildlife like the blue heron and to try to spot large fish in the clear water. Check here for fishing rules.

    Whether you visit LBJ State Park and National Historic Site for an escape to nature, for a little exercise, to see the farm, to view the animals, or to learn the history, you won’t be disappointed. We’ve visited this state park at least five times in the last few years, and each experience has been different from the last. We hope you fall in love just as we have.

    Follow @dripping_with_kids on Instagram or this blog so you don’t miss out on the best places to go in the Texas Hill Country! We’d love to hear about your favorite spots too, and I’d be happy to add them to This Week’s Hike!

  • Bee Cave Sculpture Park Trail

    Bee Cave Sculpture Park Trail

    In our mission to spend 1000 hours outside this year, we’ve decided to revisit some of our favorite hiking spots and seek out new ones as well. We’ll be sharing one with you every week in our series titled “This Week’s Hike”.

    ✅ Trails for Children

    ❌ Swimming (seasonal)

    ✅ Bathrooms

    ❌ Playground and Sports Fields

    ✅ Free Admission for Park and Trails

    ❌ Stroller-friendly Trails

    ❌ Reservations needed

    Just a few miles north of Dripping Springs and about 25 minutes west of Austin lies a hidden sculpture park and adjacent trail leading to shops and restaurants in Bee Cave, TX, which is the location of This Week’s Hike! We’re excited to share everything we love about Bee Cave Sculpture Park!

    The Art

    Sharing a parking lot with the Bee Cave Police Department located on Highway 71 is this unique sculpture park with permanent and rotating exhibits. Kids will love trying to identify the sculptures and taking funny pictures with them. The trail meandering through the exhibits is stroller and kid-friendly. There’s also a beautiful pond to picnic next to and hunt for frogs.

    Easy (but rocky)Trails

    Adjacent to the sculpture park is a wide rocky trail going eastward. It takes you a short distance to an open green space with another pond. This trail is not stroller-friendly, but it leads you to the Shops at the Galleria. The distance is approximately 1/2 mile. After reaching the back of the Shops, there is a trail loop that can be walked to add more distance.

    Great Playgrounds

    The trail leads you directly to two restaurants with great playgrounds: Mandola’s Italian Kitchen and soon-to-open Louisiana Crab Shack.

    If you’re looking to enjoy unique art and then burn calories before indulging in a delicious meal and a bit of shopping, this is a great way to spend a late morning with the kids!

    Follow @dripping_with_kids on Instagram or this blog so you don’t miss out on the best places to go in the Texas Hill Country! We’d love to hear about your favorite spots too.

  • Easy, Frugal Crafts for Kids (with a Purpose)

    Easy, Frugal Crafts for Kids (with a Purpose)

    This morning, my floor was covered in multi-colored pom poms, cotton balls, pipe cleaners, crayons, glue sticks, googly eyes, straws, and empty plastic baggies. The kids and I have a blast making frog masks, hungry caterpillars, watercolored paper chickens, and sunny scenes with stickers…. but, what am I supposed to do with all of these beloved projects when they’re done? My children are very aware of every single art project they’ve created and where it last hung or which window it was sitting in.

    That means there are no opportunities to discretely sneak them into the recycling bin. This issue has led me to start thinking up and researching simple crafts that serve a purpose beyond a fun few minutes with the kids and walls full of half-colored creations.

    As we enter into our last month of homeschooling for this year, I am feeling a sense of re-motivation and decided to brain-dump my list of purposeful, easy crafts for kids right here.


    1. Simple Homemade Bird Feeder

    Pull out those dusty popsicle sticks, a few markers, some twine, and glue. Have kids color the sticks as they choose and then assemble a base by placing two sticks a few inches apart and then building a floor on top of that. From there, create sides by gluing each layer in an alternating pattern. Tie the twine on to all four corners, leaving enough length to tie the top around a tree branch. Then, fill with bird seed and watch the sparrows flock your tree. Don’t keep birdseed around? Your local grocery store likely carries it for pretty cheap. We bought some to make ornaments last Christmas and paid less than $2 for a 4 lb bag at HEB.


    2. DIY Costumes

    Making costumes for small children to play dress up doesn’t have to be as daunting as it sounds. With your children’s help, you can quickly and easily create simple costumes, such as pirate, superhero, Peter Pan, cowboy, Cookie Monster, and book characters to keep them entertained for hours at home. There are countless no-sew links online or you can pull up a picture of your child’s favorite character, look around the house for a t-shirt color that matches, some construction paper, and other random objects to pull together a costume that reasonably resembles the real deal. For example, if you have a Captain America fan in your house, take a white t-shirt, color it with a marker to look like the character’s shirt, then use red duct tape or markers for accents. You can make a shield by coloring the backside of a paper plate, cutting holes in the sides, and attaching string. Then, check links online for no-sew superhero masks that can be made with construction paper or felt.


    3. Cereal Box Mini-Storage

    I love this frugal way to repurpose what would normally become trash into little storage containers for craft bits and pieces, pens, office supplies, snacks, and any other small items that need to find their own place in your home. To create these mini-storage containers, cut an emptied cereal box all the way around approximately 2 inches from the bottom. Then, strengthen and decorate the cardboard with duct tape you have lying around. Kids can decorate the tape using markers or label it with what will be stored inside. Voila… you crafted something useful that can fit in your junk drawer and keep you organized.


    4. Painted Jars for Organizing Colored Pencils or Small Toys

    Do you have dozens of acrylic paint bottles set aside for no specific use? How about a few jars tucked away in your cabinets? If so, you and your kids can paint the jars and then set them up on desks or bookshelves as a way to sort and organize colored pencils, pens, toys, erasers, legos, etc.


    5. S’more Love for Neighbors and Friends

    Looking for a way to spread love during these unique times? This campfire art project allows your kids to make something beautiful and gives you all an opportunity to share s’more love with others. Materials needed: small twigs from the yard, red and yellow paint, thick paper or cardboard, cotton balls, and a small amount of clay or play-doh (colored paper, cardboard, or just about any craft material can be substituted here). To make your campfire, glue the twigs at the bottom of the paper to look like fire starters. Then pour the red and yellow paint onto paper plates. (Mix some red and yellow to make orange as well.) Let kids paint or dip their palms into the paint and make handprints to resemble flames above the twigs on the paper. Make as many or as few prints as you want until you have your desired campfire image. Then, create a s’more above the fire with a rectangular strip or brown paper or cardboard to represent the graham cracker, a bit of brown or black clay to represent chocolate, and a few cotton balls to make your marshmallows. Write a sweet note at the top of the paper, and deliver the beautiful creation along with a baggie of s’mores ingredients to a friend’s front porch.


    6. Easy Art Wall

    There are many ways to make an art wall in your home for all of those beautiful creations mentioned in the first paragraph. The easiest way I know how to do this is simply to hang a wire and use clothes pins to hold up those treasured pieces and continually replace the old with the new. To include the kids in this activity, have them decorate the clothespins. They can make tiny faces and glue on felt or paper clothing. They can make butterflies and dragonflies. They can glue on poms to make cute, colorful insects. The options are endless, and your art wall will be even cuter than you imagined.


    7. Birthday-in-a-Box

    Bless someone on their quarantined birthday by filling a box full of special decorations and surprises. Think of a theme, create games or activities (pull pages from a themed coloring book, pass down a puzzle, or just include sidewalk chalk and some instructions for a driveway obstacle course), scavenge the house for party supplies or decorations, draw faces on inflated balloons, and make a card. This box will be chock full of love and fun, plus your kids will have a blast doing a crafty and kind act for another person.


    8. Homemade Clean-Up Labels

    Has your kid ever used the excuse of not knowing where something goes to escape a clean-up chore? This easy craft serves the purpose of giving your child an opportunity to be creative and keep their little hands busy, while also making labels for shelves, bins, and drawers for easy clean up. Print blank pictures of toys or toy categories, such as legos, dolls, trains and cars, costumes, doll clothes, play-doh, or any other favorite toy in your home. Then, let children paint, color, or recreate the printed picture using their own supplies and creative ideas. Glue or tape the new labels in their appropriate location and encourage kids to “sort” their toys to match the labels.


    9. Recycled Materials Art

    Search the house (or better yet, the garage) for unused, unique items that can be repurposed to make beautiful art. Buttons can be eyes, twine can be a smile, a nail can be a nose, and yarn can be hair. Find an old frame for the artwork, and you have a personal and meaningful piece of art for your wall.


    10. Disposable Table Cloth

    Cover your table with easel, butcher, or the back side of holiday wrapping paper. Tape it down and let the kids decorate it. This is such an easy and fun way to keep kids busy for a long time! Plus, you can use your disposable table cloth to teach kids how to set the table by drawing plates, silverware, and napkins at one setting or you can practice math skills by measuring the table and using division to separate the table into equal art “squares” for each family member (and then calculate area and perimeter) or kids can simply use the tablecloth as their scratch/note paper while completing their online schoolwork.


    11. Painted Rocks as Reward Tokens

    Most kids love to paint rocks, but you can use these painted rocks as more than just sidewalk or trail decorations. Think of behaviors you want your children to work on. Then, collect rocks and separate them into piles for each behavior. Maybe you have an “inside voice” pile, a “close the back door without reminders” pile, and a “flush the toilet” pile. For each desired behavior, assign a color. Have your child paint all the rocks in that pile with one specific color. (They can add designs too.) When the rocks have dried, bring them in the house and set them next to bowls or jars labeled with the desired behavior. Each time your child achieves that goal, have him or her place a colored rock in the jar or bowl. When it’s filled, give a reward.

    Happy Crafting! Please share your creations below or on Instagram with the tag @dripping_with_kids or #drippingwithkids. I’d love to see your crafts with a purpose!!

  • Sunday Surprise: Making the Most of What You Have in Your Pantry

    Sunday Surprise: Making the Most of What You Have in Your Pantry

    State of our pantry this morning

    When my kids open the pantry door to find it looking like this, let the whining commence: “There’s NOTHING to eat!” If they don’t see their favorite pre-packaged lunch and snack items, they are at a complete loss as to how to feed themselves. But I see several days of meals and snacks in this pantry…

    – Noodles (with butter and Parmesan) for my picky eaters or meatless spaghetti for others

    – Mac n cheese, Ramen, and Spaghettios for quick lunches (in a thermos for school)

    – Canned veggies and baked beans for sides

    – Flour and sugar for muffins (paired with nuts and/or the frozen bananas I’ve been saving)

    – Oats and peanut butter for homemade granola bars, oatmeal balls, and flourless PB/chocolate chip cookies*

    – Loads of cereal for breakfast and the after-school munchies

    Red beans and Rice for dinner

    – Quinoa and pecans to add to my leftover spinach for a more substantial salad

    – Canned refried beans to pair with eggs and diced tomatoes for a Southwest breakfast scramble or dinner option

    – Pancake mix for Sat morning hot cakes

    – Ritz crackers and PB (and maybe some raisins on top) for toddler lunch or snack

    – Rice Krispies and marshmallows for my kids’ favorite treat

    – Canned corn for a hearty chowder (can add potatoes and diced ham or bacon for a full meal)

    – Popcorn, remaining potato chips, and tortilla chips + bean dip for appetizers, sides, or snacks

    – Gluten-free crackers, goat cheese in the fridge, and dates for a hearty and quick Mom-lunch

    – Barley for a filling soup

    – Biscuit mix + Nutella for another breakfast option

    While my kids might see our pantry as half-empty, I see it as a pantry half-full. The above list of options may not be enough to stretch for an entire week if you’re feeding a large family, but if you’re looking for ways to save on groceries, you could add a few reasonably-priced perishable essentials, such as fresh fruit and veggies, milk, bread, cheese, lean meats, and butter. With those additions, I bet your “bare” pantry could feed your family for over a week.

    Full disclosure – I did take a trip to the grocery store this afternoon because my fridge was looking a little sad and because I have a 4-year-old obsessed with milk, as well as a 9-year-old who binges on fruit. However, I don’t plan to venture back to H-E-B for at least 2 weeks, and our monthly (food only) grocery bill remains under $550 for our family of 6. For more ideas on how to save on groceries, check out my post, 7 EASY Ways to Save on Groceries.

    * For this week’s Sunday Surprise, I used ingredients I always have on hand to make Flourless Peanut Butter Oatmeal Chocolate Chip Cookies (recipe linked above in list). These are usually a special treat for my husband and me, and the kids have to be quick to snag one for themselves!

  • 7 EASY Ways to Save Money on Groceries (Changing your Habits)

    7 EASY Ways to Save Money on Groceries (Changing your Habits)

    Adulting seems to be a repetitive drill of one step forward and two steps back. As soon as you pay to get your car washed, a huge storm rolls through. After you painstakingly clean your kids’ play room, you discover that your living room and children’s bedrooms are disastrous. When you finally set a goal to save money and start investing or pay down debt, large unexpected expenses arise.

    I was so pumped to start 2020 on an even better track with my budgeting and savings, but …. life happened. It’s only mid-January, and setbacks have already occurred. A higher-than-expected emergency room bill from November showed up in the mail. All 4 tires on my minivan had to be replaced yesterday. The necessary home improvement project we tackled last weekend cost twice as much as we budgeted for it. And today, my computer wouldn’t turn on at all. It’s January 24th, and we’re already facing thousands in additional, unanticipated expenses.

    So, where do I go from here? Thankfully, we have money in reserves and can cover emergency expenses, but I have to admit that defeat set in. I realized that I needed to find wins to stay the course and keep motivated. I opened up my budget spreadsheet to account for the additional spending, and while staring at all the numbers, I noticed one that was significantly lower than usual… my grocery spending! I’ve been implementing some of my own money saving tips, as well as advice from other bloggers, over the last few months to reduce our grocery costs. And I discovered that our January grocery spending is $509 LESS than what it was just 4 months ago. Win! In October of 2019, we spent $1320 on groceries and household items (diapers and wipes included), which was a somewhat typical month for us. However, this month, we are at $811 ($680 on food items only) with no plans to go back to the grocery store until February, and I promise you that no one in my family of 6 is starving. We’ve been eating the same meals we usually do… hearty soups, tacos and burritos, casseroles, chicken and turkey salad sandwiches, spaghetti, roasted chicken and veggies, protein-rich salads, etc. All the norm, all for less money. And my plan is to keep getting our grocery bill lower and lower until we’re near my $600 goal. But how?

    There are dozens of resources on the internet to reduce your spending on groceries. I am in complete awe of most of these incredible penny pinchers and home chefs, but I have to admit that many of the plans seem like a lot of work. I’d love to be awesome at food prep, monthly meal planning, large batch cooking, intense couponing, and deep-freezing, but after years of convincing myself that I’d get better at these tasks, I still haven’t. Therefore, I had to find my own system of cutting costs, and it primarily involves a change in mindset and a break from routine.

    Here are my 7 EASY Ways to Save Money on Groceries without Making Drastic Changes:

    1. Ask yourself whether you HAVE TO go. One of the best ways to save money on groceries is simply to go to the store less often because once you’re there, you know you’re going to buy something else … and another something else… and another. I get it if you have a sick child and ran out of his medication or if you need more baby formula. However, many of our *quick* grocery store runs are for want items as opposed to need items. Can you make a slight change to tonight’s recipe so that you can go without a certain ingredient? Can you bring a different dish to the potluck than what you had originally planned? Can you make pancakes or muffins rather than instantly replacing a favorite cereal? Find ways to eliminate those in-between trips, and you’ll spend significantly less.
    2. Take Inventory. As I mentioned in a previous post, making note of what you already have in your fridge or pantry and determining how best to use them in the weeks ahead will prevent you from buying duplicates or even substitutes when at the store. Know what you have and don’t buy more (unless there’s a deal really worth stocking up on).
    3. Don’t bring the kids. Easier said than done, I know. However, kids can make you stressed… stress makes you cave to convenience… and convenience costs cash. If you are able to change habits and go to the grocery store less often, you most likely can find an hour each week or a little longer every other week to go alone. It’s glorious. And necessary.
    4. Know when your store sets out clearance items. I called my local grocery store and asked what time they set out clearance items daily. At the Dripping Springs HEB, they stock those specific shelves between 6 and 7 am. Eek! That’s not even close to my usual shopping time, but I still always check the racks because I have found so many items I would’ve bought anyway marked way, way down. If your store doesn’t have a clearance rack, maybe they mark down soon-to-expire meats or day-old bread at certain times of the day. A quick phone call or short visit with a manager is all it takes to get the inside scoop. (You could also ask when the least busy times of day or days of the week are so you don’t have to stand in the check out line forrrevverrrr.)
    5. Keep your grocery list generic and shop the sales. This brilliant idea came from a podcast featuring the Saving Sherpa on Bigger Pockets Money Episode #75, during which Justin shared how low his grocery bill can go. It is completely unrealistic for me to feed a family of 6 on $15/week, which is his personal budget, but hearing how he shopped was pretty inspiring. Instead of planning very specific meals with very specific ingredients, your list should be more generic so that you can shop based on sale prices, seasonal produce, and in-store coupons. Your list might read “Protein, Fruits, Vegetables, Lunchmeat, Fillers (i.e. rice, potatoes, bread, tortillas), Snacks, and Yogurts”. The most important aspect of this idea is to break habits and buy based on value, not based on routine or rigid meal plans.
    6. Before you grab an item from the shelf, ask if it’s something you can make from scratch at home. If frozen waffles aren’t on sale this week, can you make extra waffles on Saturday morning and freeze them for later in the week? (I know I mentioned that batch cooking and meal prep aren’t my thing, but some cooking is still required, and waffles or pancakes are easy!) You can ask this same question when shopping for granola bars/balls, cookies, rice krispie treats, muffins, frozen pizza, sweetened coffee creamer, bagged popcorn, chex mix, lunchables, veggie trays, fruit salad, jars of soup, pre-made/frozen meals, and so on. Not only is it usually cheaper to make something with scratch ingredients, but it’s a lot healthier too.
    7. Make the most of store coupons and apps. Use your local grocery store app to save money on groceries. I’m a big fan of HEB… everyone in Texas is! And with the featured HEB digital coupons, I’m an even bigger fan. HEB is already known for their in-store yellow coupons and their weekly meal deals, but the app offers additional featured coupons and even sends users freebies every once in a while. Today, I received a coupon for a 5 lb bag of mandarin oranges, which happens to be by son’s favorite fruit. That’s a $6 savings on something I would have bought anyway. If you add a cash-back app, such as Ibotta (enter referral code “wpcrvpk” pretty please), you can even double up on some coupons or on other items you bought. In fact, there have been many, many times that I’ve saved using an in-store coupon and then received additional money back from Ibotta on the same product. Last week, I purchased two packs of GoGo Squeeze Blastz flavored applesauce with an in-store coupon for 2 for $4. Then, Ibotta paid me back $2.94 for that purchase, so total money spent on the two boxes of my kids’ favorite snack was $1.06. Ibotta pays you back on specific grocery items listed in their app, and it changes weekly, but it also has “any item” options that will earn you some money back for simply redeeming a receipt or buying bananas. All you have to do is select the items you purchased, take a picture of your receipt, and cash in. I’ve earned $91.23 since I joined on Oct 22, 2019 (3 months ago).

    I truly hope these tips help you to find wins in your savings journey without having to change your lifestyle too much. A slight change in habits, an intentional change in mindset, and a tiny bit more work may save you hundreds of dollars each month.

    I do want to add that cooking for a crowd and stocking up on what you use often are excellent ways to save money too. If you use a lot of ground turkey in your cooking, buy it in 3 pound packages instead of 1 lb packages. If your kids love chicken dishes, buy whole chickens at a much cheaper price per pound. And if you are making a favorite meal, double the recipe to have leftovers available. These tips and tricks go a long way and have helped my bottom line as well.

    Happy Saving!

  • Impulse Control (Save Money by Taking Inventory)

    Impulse Control (Save Money by Taking Inventory)

    Have you ever gone into your drawer and had to search through multiple pairs of black yoga pants to find that ONE pair you really love? I counted recently, and I have 11 pairs of them. ELEVEN! Despite having so many of one type of clothing in my wardrobe, I used to search for deals on black yoga pants every time I went shopping. Until I took a true inventory of what I owned, I just fell back into my regular shopping habits and searched for a deal on what was familiar. I have a feeling you do this too. What items in your closet do you have multiples of? Do you have a dozen pairs of jeans? Several pairs of the same type of running shorts? Twenty t-shirts of the same style?

    How about in your pantry or refrigerator? How many bottles of ranch or Italian dressing do you have? How many jars of peanut butter or bags of flour or types of half-eaten cereal? These are items found in most households, and because they’re the “common” items, we often buy more and more of them when we mindlessly shop and fall into routine habits.

    Taking inventory is your first line of defense against unintentional spending. Awareness helps you spend less and therefore, save more. After all, even if you find black yoga pants for 50% off or buy another bottle of ranch because there was a $1 off coupon, you’re still spending money on something you don’t currently need.

    So, the next time you’re making your grocery list, peek into your pantry and your fridge and take count or better yet, take a picture. Not only will this keep you from adding something to the list that you don’t need, it will prevent you from mindlessly or impulsively buying yet another bottle of ketchup or frozen bag of peas.

    Before your best friend and you embark on your next shopping day together, take a count, make a mental note, or snap a picture of your drawer full of jeans, your shelves full of shoes, your rack of dresses and skirts, and your pile of soft graphic tees. Being aware of what you already have will give you that resolve to say “no” when your friend is telling you how stinking cute you look in that #MomLife t-shirt.

    A few other categories to take inventory of prior to launching into your weekly errands include:

    – Beauty items, such as makeup or hair accessories and products

    – Personal care items, including soap, body wash, razors, lotions, and toothpaste

    – Towels … oh my gosh, the towels! I cannot even tell you how many times I’ve found amazing deals on soft, luscious, colorful towels at Target and convinced myself that we just did not have enough nice towels in our house. Now that I’m taking inventory, I’m blown away by how many drawers, cabinets, and closets in my house are packed full of every type of towel imaginable.

    – Laundry and dishwasher detergents … there are almost always coupons available at the grocery store for these items, convincing you that you should buy more, but remember what I just said. There are ALMOST ALWAYS coupons available when you do actually need to replenish those products.

    – Toys! Take a picture of your playroom or your child’s bedroom at its worst and have it handy for when you’re tempted to buy that “must-have” toy that was just marked down.

    With all of this being said, I don’t want to discourage you from taking advantage of a great sale or huge discount. As a self-proclaimed frugal shopper, I understand that there are some deals that just cannot be passed up. I completely agree that occasionally, it makes perfect sense to stock up on something if you find an incredible deal and know you’ll be using that item often or that it will get eaten within the next month or two. For example, recently my grocery store was running a 20% discount on organic food items. This included the 24 pack of organic applesauce that my kids love. I already had a stash in my pantry, but because my younger kids each go through 2-3 applesauce pouches per day, I bought all the boxes left on the grocery store shelf. Those boxes full of addictive pouches of puréed fruit are taking up a lot of space on my pantry floor, but when I’m ready to go to the grocery store again, I’ll have a mental image of them being in stock at my house, saving me $12 of mindless grab-and-go shopping next time around.

    I hope taking inventory of what’s on your shelves keeps you on the right path of your savings journey. You will likely recognize that you have far more than you truly need, and this awareness will prevent you not only from throwing away extra cash but also save you from being nominated for the next episode of “Hoarders”. Happy Saving!

  • Sunday Surprise (Making the Most of What You Have)

    Sunday Surprise (Making the Most of What You Have)

    My kids are picky. Even my typically non- picky eaters are picky in their own right. I’ve been dodging complaints all week about certain snacks not being in the pantry or about what I chose to make for dinner, even though, in my opinion, we’ve been pretty well-stocked. I don’t think it matters how much we actually have… my children still think, “there’s nothing here to eat!” (Enter eye roll.)

    With that in mind, I decided to start a new tradition at our house, called “Sunday Surprise”. We’ll make a meal out of whatever randomness we’ve got in our pantry or fridge for our Sunday dinner. No special trips to the grocery store to fulfill a recipe, no Chinese food runs, and no resorting to frozen pizza. It’s our new family challenge, similar to the ones I mentioned in step 3 of New Year, New FRUGAL You(9 Easy Ways to Save Money in 2020).

    One of my favorite aspects of frugal living is making the most of what we already have and really using up what’s in our house, especially the food. As I mentioned before, we’re relatively well-stocked this week, especially with vegetables, after hosting friends last weekend for gumbo night and a family slumber party. But the items I used tonight are likely in your fridge and pantry too.

    With canned corn, potatoes, carrots, celery, a simple meat, milk, and a few common pantry items, you can totally pull off this potato and corn chowder! I had several gold potatoes that were about to go bad and some celery stalks that were on the verge of bending like rubber. I also had some leftover ham slices, which by the way, I recommend adding to your regular grocery list if they’re not a part of the rotation already. (Ham slices are a quick plan B option when dinner plans don’t work out.)

    I love to make soups in the winter, and I found a yummy recipe on Pinterest. I just tweaked it a bit by adding about 1/2 cup of water and additional milk to get the texture I wanted. Plus, I also added some of my favorite seasonings and about 1/2 cup of cheddar cheese because, well, cheese makes everything better. https://www.dinneratthezoo.com/leftover-ham-recipes/

    The chowder turned out to be delicious, and I had enough to bring to a friend for her family’s dinner tonight as well. The first Sunday Surprise actually worked out, aside from the fact that my picky kids still turned their noses up at it. Ah well, such is parenting. Luckily, I keep plenty of marginally unhealthy kid faves in the house as well.

    Unrelated to the soup, I also realized today that we were out of coffee creamer, and I definitely did not want to go to the store just to replace that, knowing that I’d end up buying several other items once I stepped inside. So, I used an empty jar we had previously saved and mixed up half and half, a tablespoon (or maybe a tad bit more) of sugar, and a teaspoon of vanilla. I gave it a good shake and ended up with creamy perfection without having to run to the store.

    Homemade vanilla coffee creamer

    I would absolutely love to hear how you make the most of what you’ve got in your fridge or pantry, especially if it’s become a great way for you to save money. I am by no means a chef, so there’s no reinventing the wheel in this house. Please share away!

  • The Secret Path to Tracking your Spending

    The Secret Path to Tracking your Spending

    In my previous post, “New Year, New FRUGAL You”, I mentioned that tracking your spending is the most important yet most daunting step in starting your journey into savings. However, figuring out HOW to track where your money goes doesn’t seem to be the biggest challenge. We’re all smart and savvy people. We can find apps, we can keep receipts, we can download Excel templates, we can jot totals in a notebook… to each his own.

    What I discovered is that the most difficult aspects of tracking your spending are the initial execution and staying motivated enough to follow through. Do you remember wanting something so badly as a child that you saved and waited and then saved and waited some more to be able to get that desired object of your infatuation? For me, it was a pair of rollerblades when I was a teenager. My best friends and I explored the neighborhood on eight wheels every single day after school, practicing tricks and showing off along the way. My first pair was an off-brand set that my parents bought me, but after those started to wear out, I really wanted a real pair of name-brand Rollerblades. Prior to setting this goal, I was the type of kid who spent every penny I came by, so I had to really buckle down to stay motivated and save every little bit of cash I received. Eventually, I had enough, and I proudly purchased that pair of black and neon-green skates. I loved my prized possessions so much because I had waited for them and earned them myself.

    Do you remember what that special thing was for you? What were you willing to save every last penny for as a kid? Can you remember that feeling of accomplishment and the well-deserved reward?

    It’s time to rediscover that childhood perseverance and determination! As you read this, set a short-term goal that is really meaningful to you and/or your family. Maybe you want to stay in a picturesque pastel beach house in Seaside, Florida this summer for a few days with your family and cruise around in that quintessential golf cart. Maybe you want to spend a birthday or anniversary night away with your partner at the chic Camp Lucy in our beautiful town of Dripping Springs. Maybe you want to buy a trampoline for your kids so they can burn off that after-school or pre-nap energy each day. The dream is all yours to come up with. I just recommend that it’s realistic, that it’s short-term (achievable within six months), and that it’s something that will continue to keep you motivated, like a super cool pair of neon rollerblades. Now, write it down. Yes, write it down right now and share it with others. Text your partner, call your mom, share it with a friend, or write it in the comments below. This goal needs to be real, and as soon as you share it with someone else, it will keep you accountable. My short-term goal is to take my husband somewhere special (shhhh) for his 40th birthday coming up in May.

    With that goal in mind and a very specific deadline on when you want to achieve it, let’s talk about getting there in 4 simple steps without digging into savings or just purchasing on a credit card and figuring out how to pay for it later. This goal is going to be your budget-motivator.

    1. Start tracking! There are apps, such as YNAB, Mvelope, Every Dollar, and Mint to help with tracking and setting an initial budget based on what you think you’re spending each month. You can also go old school with pen and paper or excel spreadsheets. This personal budget template has several common categories already listed and is a great way to get started, but there are hundreds out there to choose from. Pick your poison and track ALL your spending for one month.

    2. Budget and eliminate! Based on your current spending in the first month, budget reasonable amounts for the the next month and then find categories that can be reduced significantly or eliminated completely, even just in the short term to reach your goal. For example, I want to save $600 for my husband’s birthday celebration, which will be toward the end of May. This gives me approximately 4 months to save the money. That comes out to $150/month. Looking at what we typically spend in specific categories, I ask myself, where can I cut out $150 for just the next 4 months? Can I go without new clothes for that amount of time? Can I do pedicures at home for a few months? Can we cut our eating-out budget in half? This is the same process you can go through to reach your specific goal. If it’s a $300 trampoline that you want to surprise your child with at his birthday party in April, then where can you cut out $100 per month in the short term?

    3. Set that money aside! Put that money saved in a separate account or withdraw it from the ATM and hide it in the house. Don’t spend this money on other things. Keep your eye on the prize.

    4. Buy it and reap your rewards! In the process of saving for this one specific goal, I predict that you will have developed a habit of tracking your spending, and it will become easier and easier to budget every single month from here on out. It will also become easier to cut out a lot of spending fluff, all those extras that no longer seem necessary once you’ve seen exactly how much of your hard-earned dollars are being spent on them. Think of your budget as a way to afford you something you need or want, rather than depriving you from it.

    Congratulations! You’ve found a personal and achievable way to get started and stay on track. Now, set bigger goals! After saving for that one reward and accomplishing a big win in doing so, now it’s time to set long-term and even bigger savings goals. What’s next? A paid-off credit card? Buying your next car with cash? A house in a better neighborhood? Early retirement? Once you’ve started on your path, anything is possible!

  • New Year, New FRUGAL You (9 Easy Ways to Save Money in 2020)

    New Year, New FRUGAL You (9 Easy Ways to Save Money in 2020)

    Happy New Year! Have you already made your resolutions? Planning to get skinny (errr… I mean “healthy”)? Hoping to read more? Watch less TV? Exercise daily? Go to church more often? Swear in front of the kids fewer times per day??

    Those are all good ones, but so far, the single resolution I’ve been hearing the most is “to save money!” Consumerism has taken over and rendered many of us hopeless and hungover in its wake. The year 2020 is the time for change, right?!

    What I’ve also been hearing is that most people aren’t sure how to save money. Where could they possibly cut back? Especially when kids are in the picture. That’s exactly where I stood several months ago when I started a deep-dive into the messes of our finances and our spending. I had previously considered myself pretty darn frugal. I only bought clothes and decor on sale. I made my kids share meals when we went out to eat. I had one fewer drink than I wanted to when out with the girls. And my husband and I took joy in repurposing or building furniture rather than buying new. So, where could I possibly cut back without leading a life of “deprivation”? I was already careful with money… so I thought.

    Regardless of the doubts I had on whether it would make a difference at all, I decided to set out on a journey of budgeting and tracking our spending. It was difficult at first, and I did not take it seriously, but after listening to a few personal finance podcasts and talking to several friends, I really started to treat it like a true mission. That’s when everything changed! Just in the process of tracking what we were spending, we started saving. A lot. We started saving so much money that I looked back and didn’t understand where it had all gone before. Our lives didn’t even look different. This propelled me and motivated me in such a way that I now want to help others on the same path to changing their lives without changing their lifestyle, to start saving more money for their families and their future, and to see the benefits of frugality.

    This list of 9 easy ways to save money in 2020 are just the first 9 things that came to mind when I thought about little changes that a family can make to achieve big wins. Please let me know if they’re helpful at all, and I’d also LOVE to hear your tips on frugal living and financial gains.

    1. Track your spending! Pay attention to where every dollar goes. Write it down, dictate it into your phone, use an app, whatever works for you. Then, ask yourself whether that money is going toward what you consider to be most valuable in your life. (This is the hardest but the most helpful step, by the way. Skip it and come back to it if it seems too daunting.)

    2. Unsubscribe to retailer emails! All those emails about upcoming sales, can’t-miss offers, and travel discounts seep into your subconscious and encourage you to spend, spend, spend because ya know, it’s a DEAL! Go a month without seeing them and determine whether you are really missing anything in your life that you HAD TO HAVE. If you are, I’m pretty sure you know how to find that retailer’s website or store location again.

    3. Take on a challenge! Engage your family (or friends) in a fun money-saving challenge, such as a “spend-nothing week” or “eat everything in the pantry week” or “free-activities month” where you only partake in family fun that’s totally free. (Check out my post on the best parks in the Dripping Springs area to get started on this one.) You could also try “no eating-out month” or “book a family vacation for less than $1000”. Make saving fun, and you might see even bigger results than you expected.

    Enjoying the great outdoors!

    4. Ask a friend! When you’re in need of something, ask a friend or offer a swap before reaching for your wallet. You can swap clothing, jewelry, kids’ puzzles/toys, books, and so on. You can swap time also: babysitting hours, carpooling/rides, and home organization hours. Doing home projects with a friend is more fun anyway. Maybe you can help clean out your friend’s fridge this week, and the two of you can tackle your shoe collection next week.

    5. Call your credit card! Find out what they’re willing to offer you as a loyal customer. Ask and you will likely receive. Do you need a lower interest rate? Do you want your annual fee waived? Are you looking for opportunities to earn more travel rewards?

    I no longer wanted to pay the annual fee on the credit card that we’ve had for 10 years and had been paying off every single month, so I called Chase, and after a 6 minute call, my annual fee was credited back to me.

    If your ccard company doesn’t have anything to offer you, there are MANY more out there who are happy to give you bonuses and lower rates.

    6. Pay attention to your TV habits! Are you watching ALL the channels? Are you regularly taking advantage of ALL the subscriptions? If not, what can you cut? Choose one and cut the cord or call the cable company and ask for a better plan.

    Kids today hardly even watch traditional TV… so what are we paying for?

    7. Take inventory! Before you shop, be sure to know what you already have. Really take note of what you have in your pantry or in the back of your fridge. Go to your closet and count how many pairs of black yoga pants you have and the # of gray t-shirts and the collection of sneakers, etc. Intentionally taking stock of what you own might keep you from buying yet another.

    After No-spend Week: a half-empty pantry!

    8. Get the app! Do you always shop at the same grocery store? Download the app, check out the coupons, and take advantage of the featured offers. Do you often stop at your kids’ fave fast food joint? Try out the app, collect the points, and snag some freebies. Do you like getting cash back for what you already buy? Check out the Ibotta app or Rakuten.

    9. Watch YouTube! I know, I know… “YouTube” is equivalent to a 4-letter word in my house due to my kids’ obsession with it, but it can truly be a useful tool when something in the house breaks and you want to save money on handyman fees. Or when you want to teach your child something new, like beginning guitar lessons. You can find a DIY video on just about anything on YouTube, so save money while simultaneously winning cool points with your kids.

    Thank you for reading and Happy Saving! I plan to blog about this journey often, and I really hope you’ll join me in the challenge to become a new FRUGAL you. I really hope we can all achieve small, and eventually big, wins together. I’m looking for a tribe who can help keep me motivated (and vice versa), who can share these wins, and who will join me for carefree vacations in my future home in the Rockies! 😉

    Free family fun in the mountains: sledding!

  • 9 Easy Ways to Save Money in 2020

    9 Easy Ways to Save Money in 2020

    Happy New Year! Have you already made your resolutions? Planning to get skinny (errr… I mean “healthy”)? Hoping to read more? Watch less TV? Exercise daily? Go to church more often? Swear in front of the kids fewer times per day??

    Those are all good ones, but so far, the single resolution I’ve been hearing the most is “to save money!” Consumerism has taken over and rendered many of us hopeless and hungover in its wake. The year 2020 is the time for change, right?!

    What I’ve also been hearing is that most people aren’t sure how to save money. Where could they possibly cut back? Especially when kids are in the picture. That’s exactly where I stood several months ago when I started a deep-dive into the messes of our finances and our spending. I had previously considered myself pretty darn frugal. I only bought clothes and decor on sale. I made my kids share meals when we went out to eat. I had one fewer drink than I wanted to when out with the girls. And my husband and I took joy in repurposing or building furniture rather than buying new. So, where could I possibly cut back without leading a life of “deprivation”? I was already careful with money… so I thought.

    Regardless of the doubts I had on whether it would make a difference at all, I decided to set out on a journey of budgeting and tracking our spending. It was difficult at first, and I did not take it seriously, but after listening to a few personal finance podcasts and talking to several friends, I really started to treat it like a true mission. That’s when everything changed! Just in the process of tracking what we were spending, we started saving. A lot. We started saving so much money that I looked back and didn’t understand where it had all gone before. Our lives didn’t even look different. This propelled me and motivated me in such a way that I now want to help others on the same path to changing their lives without changing their lifestyle, to start saving more money for their families and their future, and to see the benefits of frugality.

    This list of 9 easy ways to save money in 2020 are just the first 9 things that came to mind when I thought about little changes that a family can make to achieve big wins. Please let me know if they’re helpful at all, and I’d also LOVE to hear your tips on frugal living and financial gains.

    1. Track your spending! Pay attention to where every dollar goes. Write it down, dictate it into your phone, use an app, whatever works for you. Then, ask yourself whether that money is going toward what you consider to be most valuable in your life. (This is the hardest but the most helpful step, by the way. Skip it and come back to it if it seems too daunting.)

    2. Unsubscribe to retailer emails! All those emails about upcoming sales, can’t-miss offers, and travel discounts seep into your subconscious and encourage you to spend, spend, spend because ya know, it’s a DEAL! Go a month without seeing them and determine whether you are really missing anything in your life that you HAD TO HAVE. If you are, I’m pretty sure you know how to find that retailer’s website or store location again.

    3. Take on a challenge! Engage your family (or friends) in a fun money-saving challenge, such as a “spend-nothing week” or “eat everything in the pantry week” or “free-activities month” where you only partake in family fun that’s totally free. (Check out my post on the best parks in the Dripping Springs area to get started on this one.) You could also try “no eating-out month” or “book a family vacation for less than $1000”. Make saving fun, and you might see even bigger results than you expected.

    Enjoying the great outdoors!

    4. Ask a friend! When you’re in need of something, ask a friend or offer a swap before reaching for your wallet. You can swap clothing, jewelry, kids’ puzzles/toys, books, and so on. You can swap time also: babysitting hours, carpooling/rides, and home organization hours. Doing home projects with a friend is more fun anyway. Maybe you can help clean out your friend’s fridge this week, and the two of you can tackle your shoe collection next week.

    5. Call your credit card! Find out what they’re willing to offer you as a loyal customer. Ask and you will likely receive. Do you need a lower interest rate? Do you want your annual fee waived? Are you looking for opportunities to earn more travel rewards?

    I no longer wanted to pay the annual fee on the credit card that we’ve had for 10 years and had been paying off every single month, so I called Chase, and after a 6 minute call, my annual fee was credited back to me.

    If your ccard company doesn’t have anything to offer you, there are MANY more out there who are happy to give you bonuses and lower rates.

    6. Pay attention to your TV habits! Are you watching ALL the channels? Are you regularly taking advantage of ALL the subscriptions? If not, what can you cut? Choose one and cut the cord or call the cable company and ask for a better plan.

    Kids today hardly even watch traditional TV… so what are we paying for?

    7. Take inventory! Before you shop, be sure to know what you already have. Really take note of what you have in your pantry or in the back of your fridge. Go to your closet and count how many pairs of black yoga pants you have and the # of gray t-shirts and the collection of sneakers, etc. Intentionally taking stock of what you own might keep you from buying yet another.

    After No-spend Week: a half-empty pantry!

    8. Get the app! Do you always shop at the same grocery store? Download the app, check out the coupons, and take advantage of the featured offers. Do you often stop at your kids’ fave fast food joint? Try out the app, collect the points, and snag some freebies. Do you like getting cash back for what you already buy? Check out the Ibotta app or Rakuten.

    9. Watch YouTube! I know, I know… “YouTube” is equivalent to a 4-letter word in my house due to my kids’ obsession with it, but it can truly be a useful tool when something in the house breaks and you want to save money on handyman fees. Or when you want to teach your child something new, like beginning guitar lessons. You can find a DIY video on just about anything on YouTube, so save money while simultaneously winning cool points with your kids.

    Thank you for reading about the 9 easy ways to save money in 2020! I plan to blog about this journey often, and I really hope you’ll join me in the challenge to become a new FRUGAL you. I really hope we can all achieve small, and eventually big, wins together. I’m looking for a tribe who can help keep me motivated (and vice versa), who can share these wins, and who will join me for carefree vacations in my future home in the Rockies! 😉

    Free family fun in the mountains: sledding!